Gather Your Docs

Standard Documentation

The basics.

• Paystubs

• Valid Photo ID

• Social Security Card

• W2’s for two years

• Bank Statements, two months

Self-Employed Documentation

The basics above, plus self-employment documentation.

• K-1’s/1099’s for two years

• Business Bank Statements, 3 months

• Personal and/or Business Returns for two years

Owned Property Documentation

The basics and self-employment, as applicable, plus owned-property documentation.

• Mortgage Statement(s)

• Property Tax Bill

• Lease Agreement(s)

• Schedule E for Rental Income

• Homeowners Insurance Policy

• Homeowners Association Dues

Remember, this list is not exhaustive and provided as a guide to get you started. You may be required to provide additional documentation depending on your loan. This is normal, so be prepared to provide information related to your credit, employment, and assets throughout the process.